“You may delay, but time will not,” Benjamin Franklin. Everyone knows that they need an estate plan, but few of us do anything about it. In fact, according to a 2007 study, more than 55% of Americans don’t even have a simple Will.  And yet, the clock is ticking for all of us. So why don’t more of us actually put together an estate plan?  For some, it’s a morbid fear that by thinking about death, … [Read more...] about 10 Essential Estate Planning Facts