WHAT IS A PERSONAL CARE AGREEMENT AND DO I NEED ONE? As our loved ones age, we often find ourselves or other family members acting as an immediate caregiver. A personal care agreement can be a useful tool for the family to consider as the caregiver makes many sacrifices. A formal agreement among the family provides a way to compensate the caregiver and provides transparency for the … [Read more...] about What is a Personal Care Agreement?
If you have a parent who is a resident of a nursing home, you undoubtedly worry about the level of care and compassion they are receiving at the facility. Unfortunately, there is no way to know with 100 percent certainty that the facility in which your parent is a resident is free from elder abuse and neglect. You are not powerless though. What you can do is be aware of the issue and learn how to … [Read more...] about How Do I Know If My Parent Is the Victim of Elder Abuse?
As the population ages, what affordable, safe housing that is well connected to services is available? Here are options that may suit your care situation and budget: Aging in place. Live in your own home or with family with access to in-home caregivers, cleaning, meal delivery and other services. Simple modifications can make homes safer: wheelchair ramps, bathroom grab bars and a medical … [Read more...] about Choosing the Right Housing for the Elderly
An Aging Life Care Professional is often referred to as a geriatric care manager and is a health and human services specialist who acts as a guide and advocate for families who are caring for older loved ones or disabled adults. The goal of an Aging Life Care Specialist is to guide families to decisions and actions that ensure quality care and optimal life for those they love and to reduce the … [Read more...] about What is an Aging Life Care Professional?
"Elder Fraud Sweep" by Attorney Laura T. Curry On May 7, 2019, the Attorney General and U.S. Attorney announced the largest coordinated sweep of elder fraud cases in history. The cases brought during this sweep of elder fraud involved more than 260 defendants from around the globe who victimized more than two million Americans, most of them elderly. The offenders allegedly engaged in financial … [Read more...] about Elder Fraud Sweep
Helping Loved Ones with Dementia and Driving by Attorney Laura T. Curry Receiving a doctor diagnosis of dementia is often overwhelming for the individual and their loved ones. Often everyday tasks become more and more difficult and it is challenging to know how and when to stop those daily tasks. Driving is one of those tasks that we often take for granted, and one that the senior members of … [Read more...] about How to Help Loved Ones with Dementia and Driving
"The High Cost of Long Term Care in Maryland - Genworth Report" by Attorney Jon J. Gasior The cost of long term care is one of the most significant costs that a family may face in their lifetimes. Each year, Genworth conducts a survey to attempt to gather the most up to date cost of care estimates all over the country. When planning for long term care expenses, it is important to know exactly … [Read more...] about The High Cost of Long Term Care in Maryland – Genworth Report
"How to Pick a Legal Guardian for Your Kids" by Attorney Jon J. Gasior (Audio) Estate planning and elder law attorneys provide assistance with the key estate planning issues that you must address as you look forwards towards your future. There are many different reasons to create an estate plan, even if you are relatively young and in good health. You never know what tomorrow will bring, so … [Read more...] about How to Pick a Legal Guardian for Your Kids
There are many different issues that you need to consider in making sure your family is provided for. You'll want to ensure that assets pass as quickly as possible to heirs or beneficiaries so they can inherit, which may mean taking steps to avoid the probate process. You'll want to try to reduce or avoid estate tax so your loved ones can receive the largest inheritance possible and you may also … [Read more...] about Do You Need Life Insurance?
To fully understand the importance of disability planning, you have to digest some information about government benefit programs and long-term care expenses. Most seniors will qualify for Medicare coverage. This is a government health insurance program that is in place to provide coverage for senior citizens. You earn eligibility through the accumulation of retirement credits. The annoying FICA … [Read more...] about Disability Planning: Are You Prepared?