An Annapolis Medicaid lawyer can provide you with invaluable assistance obtaining access to Medicaid benefits or can help you to protect and preserve access to Medicaid benefits for a person in your life who is reliant upon this program to cover their healthcare costs.
There are many situations in which you may need Medicaid to provide coverage for you or for someone that you love. Many people do not understand what Medicaid covers, why ensuring access is so important, or what the rules for the Medicaid program are.
You need to know how to get access to coverage and why getting benefits can be so important to you. Sinclair Prosser Gasior can help, so give us a call today to find out about the assistance our legal team can offer you.
Signs You Should Talk with a Medicaid Planning Lawyer
The job of a Medicaid planning lawyer generally involves either helping you to make certain you or someone you love can get covered by Medicaid, or helping you to ensure a loved one can keep access to Medicaid. As a result, the key time to talk with a Medicaid planning lawyer is before you need access to coverage but when you suspect you may need to rely on this program in the future.
Although it is impossible to tell the future and to know when you will need Medicaid to cover you, some key signs that suggest it may be a good time for you to talk with a Medicaid planning lawyer include:
- When you wish to make a gift to someone with a disability: Whether you are making this gift during your lifetime or after your death, your generous gift could cause a loss of access to means-tested benefits. You don’t want to be responsible for someone losing their health coverage, so should talk with an attorney to find out how to structure the gift you give so this doesn’t happen.
- When a disabled person in your life is going to be coming into money and/or needs help protecting assets. Income and resources can impact eligibility for Medicaid. If a disabled person in your life is about to get money, such as from a personal injury settlement, you should talk with an experienced attorney about whether that influx of cash can cause a loss of access to benefits and to find out whether you have any options to help make sure that this benefits loss doesn’t happen.
- When you suspect you may need nursing home care. Medicaid is a primary payer of nursing home care because most other insurers, including Medicare and Medicare Advantage plans, aren’t going to pay for a nursing home except in limited circumstances where skilled medical services are needed for a brief duration. If you don’t want to have to pay many thousands of dollars monthly out of personal funds, you need to be able to ensure you can qualify for Medicaid coverage if you need nursing home care.
Protecting your assets while getting covered for Medicaid should ideally be done at least five years before the time you need nursing home care. Call Sinclair Prosser Gasior today to find out about how we can help you.
How Does a Medicaid Planning Lawyer Help You?
Sinclair Prosser Gasior can help you to take the necessary steps to protect access to Medicaid for a disabled person who you wish to provide a financial gift to, or who will be obtaining money that you want to help protect. This usually includes the creation of a special needs trust and we can guide you through this trust creation process.
We also assist you in making a comprehensive plan to protect as many of your assets as possible in case you must seek nursing home care. The Medicaid planning process can often include trust creation, but there may also be other steps that you should take as well. Our legal team will work to create a personalized plan that is right for you.
Getting Help from An Annapolis Medicaid Planning Lawyer
Sinclair Prosser Gasior can assist you with every aspect of Medicaid planing, whether your goal is to make certain that you protect access to benefits for a disabled loved one or whether your primary concern is making sure that you can get covered for nursing home care when you need it.
To find out more about the planning process and why it is so essential to ensure you are able to gain access to this program, join us for a free seminar. You can also give us a call at 410-573-4818 or contact us online to learn more about how our legal team can help you.